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Insurance Products
Life Insurance Settlements

What Do We Offer?

A Life Insurance Settlement is a financial transaction involving the sale of a life insurance policy to a third party for a lump sum cash payment with a fair market value greater than its net cash value. The purchaser becomes the new beneficiary of the policy at maturation and is responsible for all subsequent premium payments.

Instead of retiring a life insurance policy for its net cash surrender value, allowing it to lapse or exercising a non-forfeiture option, this transaction allows you to use your life insurance policy as a living benefit. This would provide funding for other investments, supplement your retirement nest egg or income, provide education funds for grandchildren or allow you to make a contribution to your favorite charity.

Life settlements are ideally suited to high net-worth seniors age of 65 and above.

Life Insurance Settlement Products We Offer:

  • Senior Settlements

We are licensed Life Insurance Settlement brokers in New Jersey, Pennsylvania, and Virginia. Call us at 877-399-7077 or have a broker contact you to discuss your Life Insurance Settlement needs and objectives.

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